Monday, October 22, 2007

First U. S. Sudoku Winner

Check this link for the news!

I play sudoku, whether on print or online. Yes, i also got its electronic version that I bought in the Manila Book Fair.

Playing Sudoku is really a challenge, what more if you are aiming to best more than a thousand players. I am not sure thoguth how many Filipinos are into. Based on available puzzle books and reference guide on how to play it. I think there are more Pinoys are playing it.

Tuesday, October 16, 2007

My Royal Residence in London - When would it be?

It has been a dream to visit new places. For now, I am exploring the beautiful island of the Philippines. Mind you, i save up for a new months before I can really pursue a tour to a place in this island.
If given a chance, I would like to visit few cities around the globe. I would love to Tokyo and give Mickey Mouse a kiss. I will go to one of the electronic stores in Singapore to buy a laptop and a digicam then get a rebate on my way home to Manila. A walkathon around New York sound good to me. I will let my feet get tired as I spend the day around NY busy streets. Maybe I could meet with my long-time friend, Eli. And of course, I would love to visit the Queen. London is a seat of fashion civilization!
The spendthrift me usually look out for something that would let me enjoy my tour or trip without spending too much. From food to tour packages and something I can bring home as a proof I have been to that destination.
Now I wonder, would a London accommodation cost too much for a spendthrift like me who wants to enjoy the granduer of the Queen's territory? I hope not. Of course, staying in Kensington Place is asking too much. And I guess if it is a hotel, my budget won't permit so. But I can keep a view of the Palace if I stay witin the area without hurting my wallet too much.
How about booking myself online? Why? I guess it is easier and can assure me to get the best offer in where to stay in London.
One problem solved. Now another problem to solve. When will I go to London?

Sunday, October 14, 2007

where did i get wrong?

i guess trusting too much.
i guess letting them depend on me too much.
i guess letting them abuse me to the limit.

but not anymore.

now i am putting a wall.

i am me. you will stay as you are.

you are you. i will let you know who am i.

it is up to you to rest yourself on that space.

a friend. a co-worker.

you can be one of the two. both. or none.

yes, i am disappointed with you.

Monday, October 1, 2007

my plans to be free from my present financial status

I have been working for a decade now. And I can say that I am just starting to save for myself. I spent most of my earnings for my schooling - graduate school, short courses, certifications- and helping my family.

Fortunately, I must say that among my sisters I have the means to help my family. Not only my parents or my sisters but also my nephews. In the previous years, I never thought that one day I would also be in need of money for my hospitalization or for other emergency need. So I asked myself, if this time comes, where would I run to for help? If they are depending on me financially somehow, can I also depend on them in the future?

I have to realistic and practical.

After the realization, I revisit my bank account. Zero. I revisited my debts' list. Plenty. I have three credit cards with which I depend upon for grocery or medicines whenever I ran out of cash. I use the plastic money whenever I want to buy something.

I am not in good shape financially speaking. I have to do something. Or else I will be in debt all my life.

So when I received a big amount of money last July. I saved a portion of it. I used a portion to pay some portions of my two credit cards. I also learned to avail of paylite installment plan whenever I use my plastic money so I will be paid in full with interest of course in a more definite time rather than paying only the minimum amount due or a little over that. If I need to have it paid in full within three months or six months, that is better for me. I also applied to pay my biggest outstanding balance within nine months.

I now spend lesser. I save a portion of my salary in bank. I use a bigger portion of it in my buy and sell business. The money I save in bank cannot accumulate the interest I earn in investing my money in buy and sell. Five peso profit is still a five-peso profit for every item I sell. And I cannot easily have in my bank account.

I intend to stick with my plan to pay my two credit cards and have it cancelled for a while. I will just stick with a single credit card. It is useful whenever I travel and for emergency expenses.

I need to cut back in online purchases. I need to cut back in riding a taxi cab. I need to cut back in buying unnecessary things. I need to cut back in paying for others.